The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $243,750 and an estimated property value of $325,000. The property is located in Stamford, CT and is within Fairfield county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 3.625% initial interest rate, the APR for this loan type is 3.780%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.