The information provided assumes the purpose of the loan is to refinance to obtain cash, with a loan amount of $150,000 and an estimated property value of $225,000. The property is located in Burlington, VT and is within Chittenden county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 60 days and the assumed credit score is 700.

At a 4.050% interest rate, the APR for this loan type is 4.105%. The biweekly payment schedule would be:

If an escrow account is required or requested, the actual payment will also include amounts for real estate taxes and homeowner's insurance premiums.