The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in CA and is within Los Angeles county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The assumed credit score is 740.

At a 3.875% interest rate, the Annual Percentage Rate for this loan type is 4.015%. The monthly payment schedule would be:

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.