The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located in Staunton, IL and is within Macoupin county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 35 days and the assumed credit score is 740.

At a 3.000% interest rate, the APR for this loan type is 3.149%. The payment schedule would be:

If an escrow account is required or requested, the actual monthly payment will be higher to include amounts for real estate taxes and homeowner's insurance premiums.