The information provided is based on a $150,000 home equity loan. The property is a single-family home to be used as primary residence and located in Stratford, CT, Fairfield County. Applications are subject to appraisal, underwriting and credit approval. Owner-occupied single-family/condominiums in Connecticut only. The minimum line of credit is $25,000 and maximum Loan-To-Value is 80%. Rates assume minimum credit score of 710.

Interest Rate/APR: 4.000% for the first 12 month(s), then variable APR based on current WSJ prime published on first day of each month. If prior month ending balance is >=$25,000, your HELOC rate will be WSJ Prime -.50%. The HELOC rate is WSJ Prime + 0.00% if prior month ending balance is below $25,000.

Payment: Interest only payment required (based on balance) during the first 10 years. After ten years, line is closed and balance is amortized (principal and interest payments) for 10 years.

Term: Total term: 20 years. During first ten years: line open for draws. After ten years, line is closed and balance is amortized for ten years. No closing costs or annual fee.

Balance Due at End of Loan Term:

Closing Fees: $0.00

Annual Fee: $0.00

Payment: Interest only payment required (based on balance) during the first 10 years. After ten years, line is closed and balance is amortized (principal and interest payments) for 10 years.

Term: Total term: 20 years. During first ten years: line open for draws. After ten years, line is closed and balance is amortized for ten years. No closing costs or annual fee.

Balance Due at End of Loan Term:

Closing Fees: $0.00

Annual Fee: $0.00