The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $165,000 and an estimated property value of $225,000. The property is located in Solon, OH and is within Cuyahoga county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 45 days and the assumed credit score is 740.

At a 3.875% interest rate, the APR for this loan type is 3.952%. The monthly payment schedule would be:

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.